Annuities – NextGen Financial Services

Looking for reliable income beyond Pension and Social Security?

Fixed and Fixed Indexed Annuities offer a powerful way to create guaranteed lifetime income—providing peace of mind throughout retirement.

Fixed Index Annuities

Fixed Indexed Annuities offer the potential for higher earnings by linking to a market index (like the S&P 500), while still protecting your principal from market downturns The benefits include:

Market-Linked Growth: Earnings are linked to a market index (e.g., S&P 500), offering the potential for higher returns while protecting against market losses.

Downside Protection: You won’t lose money in a market downturn, as the principal is always protected.

Tax Deferral: Similar to fixed annuities, earnings grow tax-deferred until withdrawals.

Flexible Payout Options: Choose from a variety of payout options, including lifetime income, to meet your retirement needs.

Fixed Annuities deliver a steady, predictable income with guaranteed interest rates—ideal
for those who value stability and consistency. The benefits include

Guaranteed Returns

Offers a fixed interest rate that provides stability and reliability.

Tax Deferral

Earnings grow tax-deferred until withdrawal, maximizing your investment potential.

Income Security

Provides a dependable income stream during retirement, offering peace of mind.

Principal Protection

Your initial investment is protected, with no risk of market volatility.

Both options offer a safe and reliable way to grow your retirement savings with an emphasis on income stability and protection from market volatility.These annuities can bridge income gaps, preserve wealth, and ensure you're never outliving your money. They're not just financial tools—they're retirement confidence boosters.

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Maria Marlin Retired Govt Officer, ON, Canada

Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.

Maria Marlin Retired Govt Officer, ON, Canada

Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.

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